You are here: Services Login
Our services

Our services include Electronic Fund Transfers and processing of electronic payments for:

- Direct Deposit of Payroll

- Tax Payments to IRS and/or states

To get more information on what we can do for you please call our friendly staff at 1-866-846-9599.

ACH Process

These are two steps involved in ACH processing:

(1) Create ACH file using AME Payroll or Direct Deposit program,

(2) Login to achguru.com website, upload ACH file, and print confirmation report.

That is it. We will take care of the electronic money transferring process. We will make sure that your tax payments are made and employees receive their Direct Deposits according to the dates specified in your ACH file. If there's a problem - we will notify you by email or phone and will work with you to resolve the issue.

Processing Time

IMPORTANT: All payments will be processed in 2 steps. After you submit your file, the next business day the Employer's account will be debited for the amount of the Direct Deposit or Tax Payment. After the debit part settles in 48 hours, Employees' accounts will be credited with the paycheck amounts. Therefore, please allow 3 full business days for timely processing of the Direct Deposit and Tax Payments.

Here's a timetable that you can refer to:

Items received prior to 3:30 pm PST/PDT

Will be in the accounts the morning of:

Monday   

Friday 

Tuesday

Monday

Wednesday

Tuesday

Thursday

Wednesday

Friday

Thursday

Federal Holidays

The Federal Reserve system will be closed on the following Federal holidays. Please adjust your payroll Direct Deposit schedules accordingly to allow an extra day for the payments to go through.

Year 2016

Friday, January 1 New Year's Day
Monday, January 18 Birthday of Martin Luther King, Jr.
Monday, February 15 Washington’s Birthday
Monday, May 30 Memorial Day
Monday, July 4 Independence Day
Monday, September 5 Labor Day
Monday, October 10 Columbus Day
Friday, November 11 Veterans Day
Thursday, November 24 Thanksgiving Day
Monday, December 26 Christmas Day

Monthly Billing

On or before the 15th of each month we will send you a detailed billing statement showing how many transactions you had during the previous month. You will be billed directly a monthly fee and transaction fees for the number of transactions that you processed. You can bill your clients accordingly to your agreement. 

Copyright (c) 2017 ACH Guru Terms Of UsePrivacy Statement