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Welcome to ACH Guru!

Welcome to ACH GURU - electronic Direct Deposit and Tax Payment Processing Service.

If you are interested in Direct Deposit for your employees or payroll clients, and electronic Tax Payments to IRS or state, then give us a call at 1-866-846-9599 and our friendly staff will gladly assist you and get you started with our services.

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Announcements
November 11, 2014 - Veterans Day
On Tuesday, November 11, 2014 ACH Guru will be closed in observance of Veterans Day. 

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What is ACH?

ACH stands for Automated Clearing House.

The ACH Network is a highly reliable and efficient nationwide batch-oriented electronic funds transfer system governed by the NACHA OPERATING RULES which provide for the interbank clearing of electronic payments for participating depository financial institutions. The Federal Reserve and Electronic Payments Network act as ACH Operators, central clearing facilities through which financial institutions transmit or receive ACH entries.

ACH payments include:

- Direct Deposit of payroll, Social Security and other government benefits, and tax refunds;
- Direct Payment of consumer bills such as mortgages, loans, utility bills and insurance premiums;
- Business-to-business payments;
- E-checks;
- E-commerce payments;
- Federal, state and local tax payments.

Read more about ACH network...

How fast is ACH?

Please note, that even though the ACH transactions are electronic, it takes 3 full business days to complete Direct Deposit cycle. Please refer to this time table to ensure timely processing of Direct Deposit:

Items submitted prior to 3:30 pm PST/PDT on:

Will be in the accounts the morning of:

Monday

Friday 

Tuesday

Monday

Wednesday

Tuesday

Thursday

Wednesday

Friday

Thursday

For complete process explanation please check out Services page.

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